Wednesday, March 29, 2006

Migrant Youth

Migrant youth

Fr. Emeterio E Barcelon

Manila Bulletin
January 13, 2006

MOST of this article is a take off from the paper of Dr. Tina Liamson on Filipino Youth in Rome Today at the Philippine Migration Research Network. She asks how "the issues and problems confronting the migrant youth currently can be better understood, analyzed, and ways can be found to more systematically and strategically respond to the problems and needs by the various stakeholders."

Her study is on the youth (12-30 years) and she categorizes them into four groups: A. those born in Italy or raised as young children in Italy of Filipino parents; B. Filipino youth brought to Italy prior to turning 18 years old; C. those who come primarily for employment; D. those with mixed Filipino and other nationality parentage. It is with B and C that she is most concerned. Those in A and D grow in the new environment and their problem is basically on the being Filipino identity. Those of the B group are often separated from their parents for a long period before being brought to Italy and these have problems readjusting to their parents and the new environment. There is a clash between the more conservative Philippine culture and the more liberal Italian culture. There has also been little preparation for the change and also they are often faced with language problems. The C group are often serious about earning an income but again faced with language problems and over-qualification for the jobs open to them. They, therefore, have feelings of low self-esteem which prevent them from seeking ways to improve their livelihood opportunities. Both B and C group members could be helped with more organizations and centers in which to congregate. While there are some, mostly church-related, they could use more to give them opportunities for leadership and association according to Dr. Liamson.

The Filipino communities in Italy are young and could learn from older migrations like those in the US Migration is here to stay and more studies have to be done to assist the migrants as best as possible. A serious problem is of lack of unity. Elections are very disruptive. The loser in an election for the mythical Association of Filipinos of Siargao will establish the North Siargao Assn. and the loser in the next North Siargao election is bound to establish the Northeast Siargao Assn. In contrast to groups like the Jewish people who have suffered persecution as a group, Filipinos have not been subjected to persecution as a group. Rather host groups to where they migrate have complimentary comments on Filipinos. Not having a common enemy prevents the Filipino groups from bonding together for survival. They, therefore, tend not to unify. Added to this having no common enemy, there is the problem of rogue Filipinos who take the stance that since they are in a foreign land they can do as they please without the sanctions they were used to by the community here. This is part of the reason why some Filipinos avoid other Filipinos in other countries. But this negative is more than counter-balanced by Filipino hospitality. There is hardly any homelessness among Filipinos in foreign countries. Many migrants (and this is a category) are now learning to send their savings to local rural banks and to invest in their home towns rather than just send money for consumption. Filipino migrants are generally helpful and Filipino communities are learning to work together and sacrifice for the group. Filipino migration is a permanent feature of Filipinos. The Lord bless them but they can also improve their blessings by helping where they can. emeterio_barcelon@yahoo.com


Remittances hit $9.7b in 11 months

Remittances hit $9.7b in 11 months


Manila Standard Today
January 13, 2006


By Eileen A. Mencias

Remittances from Filipinos working abroad totaled $9.73 billion in the first 11 months of 2005, up 26.6 percent from $7.7 billion on-year, the Bangko Sentral ng Pilipinas reported yesterday.

BSP Gov. Amando Tetangco Jr. attributed the rise in remittances to the continued deployment of Filipino workers overseas as well as efforts to encourage the use of formal channels such as banks in sending money home.

Citing preliminary data from the Philippine Overseas Employment Administration (POEA), the BSP said deployment of overseas Filipino workers (OFWs) grew 3.9 percent to 900,639 during the 11-month period from 867,125 a year ago.

It said demand for Filipino seafarers and professionals remain high.

Land-based workers accounted for about three-fourths of the total while sea-based workers contributed a fourth. Saudi Arabia, Hong Kong, Japan, the United Arab Emirates and Taiwan were the main destination of Filipino workers.

Other sources of remittances included United States, Italy and Singapore.

Banks have been innovating their system on money transfers and establishing more remittance centers abroad to make their services more accessible to over five million OFWs. Other banks have forged tie-ups with foreign financial institutions to service the needs of Filipino workers.

The heavy remittance flows helped the peso to recover back to the 52:$1 level from the 55 in the middle of last year.

The BSP expects remittances coursed through banks to total $11.7 billion this year, up 10 percent growth from an estimated $10.7 billion last year.

Filipino families' savings decline

Filipino families’ savings decline
By Cheryl M. Arcibal, Reporter


THE amount Filipino families set aside as savings dipped despite a slight increase in their average income, the National Statistics Office reported Friday.

Comparing the results of its 2000 and 2003 family income and expenditures survey, the NSO said that while Filipino families earned an average of P147,888 in 2003, up by 1.9 percent from P145,121 in 2000, savings contracted by 7.9 percent.

Average annual savings in 2000 was P26,282, higher than the 2003 figure of P24,198.

Total savings in 2003, however, stood at P398.8 billion, up by 0.7 percent from P396.1 billion in 2000.

The total income of the estimated 16.48 million Filipino families in 2003 was recorded at P2.4 trillion, an increase of 11.4 percent from the P2,187 trillion earned by 15.07 million families in 2000.

The failure of household savings to keep up with rising incomes was due to higher expenditures, as families in 2003 spent an average of P123,690 a year, or 4.1 percent higher than spending of P118,839 in 2000.

Total household spending in 2003 reached P2 trillion or 13.8 percent higher than the P1.8 trillion in 2000.

The same NSO report said the Gini ratio, or the index of income concentration in 2003, was lower at 0.4605, down by 4.5 percent from 0.4822 in 2000. A lower Gini coefficient indicates a more equal income distribution among Filipino families.

Manila Times
Saturday, January 14, 2006


Editorial: Dollar remittances and social paralysis

EDITORIAL
Dollar remittances and social paralysis

LAST Friday, the Bangko Sentral ng Pilipinas (BSP) happily announced that remittances from overseas Filipino workers (OFW) coursed through commercial banks from January to November last year reached US$9.7 billion, a 26-percent rise from last year's US$7.7-billion inflows. The BSP attributed this double-digit growth in dollar remittances to two factors: the rising demand for Filipino workers abroad, particularly of skilled ones including nurses, doctors, teachers, engineers; and the continuing efforts by banks to capture these remittances through the formal financial channels.


"Remittances. coursed through commercial banks remained robust," the BSP said, stressing that the total amount of dollars sent home by Filipino workers abroad in 2005 would reach almost US$11 billion.

Nice news, except that the BSP does not necessarily tell us the entire picture, particularly the social cost that the Philippine society is paying for those dollars. Majority of those who left the country's shores in search for a dollar pay are women, leaving in their wake families devoid of motherly care and guidance. In many cases, the husbands who are left to care for the entire family proved to be lousy parents, giving rise to drug use, high dropout rates in school and juvenile delinquency among the children.

The experience of Mabini, a small remittance-dependent town 92 kilometers south of Manila , as reported by Carlos Conde, the local correspondent of the International Herald Tribune, highlights this tragically high social cost. The report noted that once their wives started sending dollars from abroad, most of the husbands stopped working, thus creating a culture of dependency within their households.

The town is awash with cash from abroad but the money often ends up wasted on lavish parties, Manila shopping malls, binge drinking and conspicuous consumption. Unemployment in the community is high since people would rather wait for their chance to work abroad than do something productive locally. Many children are not able to finish college since a diploma is not necessary to land a domestic help's job in Italy .

What is alarming is that Mabini could, from all indications, prove to be a microcosm of Philippine society. In the last five years, the country's economy-propped up by the remittance dollar-has shown to be capable to growing within the 5 percent to 6 percent range. Malls are rising at every corner to capture those remittance dollars, yet the larger picture seems to reflect a continuously weak economy incapable of soaking up joblessness.

In fairness, dollar remittances have given a lot of purchasing power that is propping up a significant part of the country's manufacturing sector. Do you ever wonder why the average capacity utilization is at a four-year high of 81.4 percent? That's because people are buying a lot of goods and services, thus creating a lot of employment. Nevertheless, dollar remittances alone have proven to be inadequate to propel the economy beyond the low-level equilibrium that it is trapped in right now-while creating a lot of social problems.

The signs of low-level equilibrium, nay social paralysis, are clear. On one hand, survey after survey from both the Pulse Asia and the Social Weather Stations show the continuing poverty and hopelessness of many Filipinos, particularly in the lower social strata. On the other, we often hear some people in the middle and the richer classes saying that "the Philippine economy has been growing quite decently in the last few years despite the country's political problems."

And true enough, the property markets have been sizzling lately, an indication that the country's richer classes whose wealth are largely based on ownership and control of real-estate properties are starting to make a killing off those dollar remittances.

These contrasting perspectives appear to be producing some sort of social paralysis, a kind of social complacency that takes away the urgency of pursuing painful but crucial economic and political reforms. The remittance dollars seem to have become manna from heaven that has taken away our ambition to rise from the heap and join the rest of the Asia-Pacific community in the race for development and real progress.

The main point here is that overseas employment is not the real solution to this country's failure to achieve development. We acknowledge the importance of this sector-once upon a time it was truly necessary-but it can never be a substitute for internally generated growth. And this one could only be achieved if we have the courage to address corruption in government, remove all barriers to entrepreneurial activities, collect the taxes finance infrastructure development, and ensure transparency and predictability in the country's regulatory environment. And while doing this, we need to address with greater urgency the growing social problem engendered by the dollar remittance mentality in our midst.

Economist and former planning secretary Cielito Habito's story a few years ago should serve as a warning to all us. Habito's wife runs a school in Los Baños and noticed that the most problematic kids are those whose parents are working abroad. Many of these kids, he said, are underachievers, lack motivation for school work, lack focus and can't seem to get along well with other students. To put a face to this observation, one need only recall that a few months ago, the Laguna police arrested the three young sons of OFW icon Flor Contemplacion for drug dealing, right from their home.

Habito said the experience in the Los Baños school is alarming, considering that about 10 percent of Filipinos are working abroad. If that situation in Laguna reflects the national trend, then we have a social time bomb waiting to explode.

Business Mirror
January 17, 2006


WB study: OFW money lifting families out of poverty

this story was taken from www.inq7money.net


WB study: OFW money lifting families out of poverty
Posted: 2:09 AM Oct. 25, 2005
Inquirer News Service

MONEY remitted by overseas Filipino workers (OFWs) is lifting many Philippine households out of poverty by boosting funds for education, health and entrepreneurship, a new World Bank study has noted.

The study, titled "International Migration, Remittances, and the Brain Drain," includes a detailed analysis of household survey data in the Philippines, Mexico and Guatemala.

The chapter on the Philippines says households with OFWs tended to be wealthier than others in terms of per capita income based on 1997-1998 data.

It said that in June 1997, a month before the Asian financial crisis set in, 5.9 percent of Philippine households had one or more members working abroad. Fifty-one percent of these households landed in the top 25 percent of the national household income per capita distribution while 28 percent were in the next-highest quartile, it said.

Only nine percent of Philippine households with OFWs were noted to be still living below the poverty line.

The average per capital income of OFW households was estimated at P20,235 ($778) during the pre-Asian crisis period as opposed to ordinary households, which had a higher poverty rate of 31 percent and a lower per capita income of P11,857 ($456).

The study further noted that a currency exchange shock similar to the peso devaluation against the US dollar during the Asian crisis could lead to increases in household remittance receipts and in total household income. A 10-percent improvement in the exchange rate leads to a drop of 0.6 percentage point in the poverty rate, it noted.

Households enjoying a more favorable exchange rate were also more likely to start a business, particularly in transportation and communication services, and manufacturing, which were activities involving considerable fixed costs in vehicles and equipment that could become more affordable in the wake of positive exchange rate shocks, the study pointed out.

Those investing in transportation services were likely to venture into taxi and minibus operation while likely manufacturing activities include small activities such as mat weaving, tailoring, dressmaking and food processing, the study said.

"The fact that the exchange rate shocks stimulated such investments suggests that the shocks are likely to have persistent and positive effects on household well-being over the long term, in addition to their leading to reductions in current poverty," it said.

The study also found evidence of positive spillovers to households without OFWs in terms of gift-giving.

Other key findings of the WB study were:

• 31 percent of OFW household heads have college or higher education, compared with just 20 percent of non-OFW household heads.

• 23 percent of OFW household heads work in agriculture, compared with 38 percent in all other households.

• 68 percent of OFW households live in urban areas, compared with 58 percent of non-migrant households.

Saudi Arabia is the biggest single destination of OFWs, with 28.4 percent of the total. Hong Kong (China) comes in second with 11.5 percent. The only other economies that account for six percent or more are Taiwan (China), Japan, Singapore, and the United States.

• OFWs have a mean age of 34.5 years; 38 percent are single and 53 percent are male. The two largest occupational categories are production and related workers, and domestic servants, each accounting for 31 percent of the total.

• 31 percent of OFWs have achieved some college education, and an additional 30 percent have a college degree.

To address rising unemployment and balance-of-payments problems, the Philippine government initiated an Overseas Employment Program in 1974 to facilitate the placement of Filipino workers abroad. At first, the government directly managed the placement of workers with employers overseas, but soon yielded the function to private recruitment agencies and assumed a more limited oversight role. Doris Dumlao, with INQ7.net


Pinoys in Europe to be lured to save

Tuesday, October 25, 2005 (Sun.Star Manila)

Pinoys in Europe to be lured to save

SOME of the 30,000 Filipinos in Luxembourg, Belgium, Switzerland and the Netherlands will hear for the first time alternatives to where their remittances can impact significantly on their families and communities of origin.

The alternatives will be discussed in forums to be organized by the Economic Resource Center for Overseas Filipinos (Ercof) from November 3 to 13. The forums will be held in cooperation with the Philippine embassies and consulates as well as the Filipino organizations in the four countries and will all have resource persons from the Philippines.

Ercof president Ildefonso Bagasao hopes that Overseas Filipino Workers (OFWs) and their groups in the Netherlands will put part of their savings on micro-finance and local government unit (LGU) bond instruments that rural financial institutions in the Philippines are offering to them.

Bagasao revealed that 11 Filipinos in The Netherlands and five others in Luxembourg have already locked in five-year time deposits to two micro-finance rural banks - Xavier-Punla and Xavier-Tibud in Mindanao - totaling 9,510 euros (or P637,710 if one euro equals P67).

The deposits, made between April 2004 to June 2005, have an annual yield of 8.5 percent interest and are secured by the Philippine Deposit Insurance Corporation (PDIC). The deposits, Bagasao added, may already have resulted "in generating about 120 new micro-enterprises as they become part of the portfolio of the Xavier-Punla and Xavier-Tibud rural banks for these to re-lend to poor but enterprising citizens".

Bagasao said organizations of OFWs can also buy local government unit (LGU) bonds floated by Filipino towns and cities. Some 20 LGU bonds, mostly in rural towns, are in the pipeline, with the minimum for a bond to be floated at P50 million (743.162,90 euros).

Bagasao added that buying these bonds will not only give them higher yields, but will also provide direct benefits to their towns of origin. Ercof is advocating with the LGU units and their financial advisers that there be participatory decision making even at the stage of project identification, so that a big block of overseas Filipinos interested to participate would be in a strong position to determine which projects should be funded.

But the forums will especially emphasize financial literacy and cultivating the culture of savings since the Philippines has one of the lowest savings rate in the Asian region. The same also with entrepreneurship since only a percent of the entire Philippine population have entrepreneurial skills, according to the Department of Trade and Industry (DTI).

"The problem is that overseas Filipinos are all absent from the Philippines, and have little or no control over circumstances concerning the money they remit to families back home. This is where ERCOF helps them make informed decisions," Bagasao added.

Oxfam Netherlands, a Dutch non-government organization that funds projects in less-developed countries, is supporting the conduct of Ercof's forums.

Some 8.1 million Filipinos work and reside in 193 countries, as indicated by government data. Remittances averaging more than US$8 billion annually benefit more than a million Filipino households while these shore up foreign exchange reserves of the country.

Filipino associations overseas, mostly from North America, Australia and Europe, have also donated in the last 14 years some P1.5 billion to fund scholarships, school buildings, medical missions and health-related equipment in needy areas.

Estimates showed there are 15,431 Filipinos in the Netherlands, 14,647 in Switzerland, 12,600 in Belgium, and some 700 in Luxembourg. These Filipinos are service workers, professionals and employees of the United Nations, spouses of European nationals, and also undocumented migrants.

The seeds of the Ercof vision were initially sown in a forum in the Netherlands in 1999, and had evolved into its present mission of harnessing migrants' remittances to develop their towns of origin in the Philippines. (Press release)

OFW dollars fail to spur Philippine economy

this story was taken from www.inq7money.net

NEWSFEATURE

OFW dollars fail to spur Philippine economy

Posted: 4:57 AM Dec. 12, 2005
Daxim L. Lucas
Inquirer

Published on Page B12 of the December 12, 2005 issue of the Philippine Daily Inquirer

IN HIS LONG YEARS AS A GOVERNMENT economist, Economic Planning Secretary Augusto B. Santos said the dollars sent home by expatriate Filipinos have never played such a significant role in the economy as they do now.

Indeed, while the growth rate of local economic output slowed to 4.1 percent in the third quarter of 2005, the entire economy--including remittances from overseas Filipino workers--grew by a staggering 6.5 percent in that same period.

"This is the biggest gap [between gross domestic and gross national products] I've seen in recent economic history," Santos said in an interview. "I can't remember it being this wide before."

The latest economic numbers has Santos worried.

He pointed out that the local economy has two faces--and they couldn't be more different from each other.

One aspect is the financial sector, which has been giving off encouraging signals in recent weeks, with the strengthening of the peso against the dollar and declining interest rates since the passage of the value-added tax law. The other aspect, however, is more ominous, showing a sharp deceleration in the real economy's growth rate.

While the peso has strengthened to above the 54:$1 level and the 91-day treasury bill rate continues to decline, official GDP numbers released last week disappointed many economists and analysts. Many of them were counting on the government's predictions of third-quarter growth to exceed 5 percent.

Obviously, the danger is that gains in the financial sector may delude the policymakers and the broader public into believing that all is well with the Philippine economy.

Unproductive OFW money

According to Santos, dollars remitted by overseas Filipino workers have simply caught government planners by surprise, including economists at the central bank.

"There is simply a lot of money going around," he said.

The money sent home by more than five million Filipinos living and working abroad--in excess of $10 billion expected this year--has traditionally been credited for keeping the local economy afloat.

According to Santos, however, the latest GDP numbers showed that OFW dollars have not exactly been used to lubricate the wheels of the economy.

"All indications point to the fact that these funds are not being spent by the OFWs' families," he said. "Instead, they are just saving it in banks."

With the country often being criticized for having one of the lowest savings rates in the region, one would think that a sudden desire to save is a good thing.

Not so, said Santos.

"They have to spend this money to help the economy move," the National Economic and Development Authority chief pointed out. "The fact that they're saving their money doesn't help in expanding the Philippine economy."

Policymakers are at a loss over how to explain Filipinos' sudden desire to save, when they even had to encourage people--especially relatives of OFWs--to be more conscientious about their spending patterns only a few years ago.

But economist Cayetano Paderanga Jr. thinks he knows why Filipinos have become gun-shy all of a sudden when it comes to spending.

"All the polls tend to show that there isn't enough confidence [to spend]," he said, citing the behavior of both large firms as well as individual consumers. "Everybody's scared to spend."

Data from the National Statistics Coordination Board showed that the value of the country's local economic output (GDP) hit P1.32 trillion in the third quarter of this year.

When one includes income from abroad, the GNP swelled to P1.44 trillion, a difference of P119 billion--the largest in history--composed mainly of dollars sent home by expatriate Filipinos.

This amount, known as the "net factor income from abroad." has practically doubled from levels seen as recently as the first quarter of 2003.

Paderanga, who helped steer the economy as President Aquino's Neda chief, said that these dollar inflows have helped stabilize or even strengthen the financial sector, but has hardly helped anything else.

"The rest [of the economy] is not moving," he said. "The supply side of the economy is simply not responding to the liquidity that is available."

Return to 'pump-priming'
Neda's Santos thinks the problem lies in the fact that there are not enough investment opportunities available to OFWs and their relatives.

The challenge, he said, was for the government to create vehicles for investments that would attract OFW money into "more productive uses."

He said Filipinos must learn to become more entrepreneurial and put up businesses that would create jobs and further generate consumption, rather than just be content living off dollars sent home by their relatives.

To do this, however, he believed that government must put its money where its mouth is.

"Consumer confidence is low," he said, comparing the local situation to that of Japan in the mid-1990s where low confidence made the economy shrink despite it being one of the world's wealthiest nations. "There's fear and hesitation."

According to Santos, economic managers met recently to discuss this phenomenon and plan ways that would allow the country to sidestep the economic stagnation trap.

The solution?

"The government will pump-prime the economy, so people will also start spending," he said.

Pump-priming is the method by which the state jump-starts a sluggish economy by initiating a chain of spending that will help create more jobs, greater consumer demand, and eventually higher growth rates. Pump-priming has largely fallen into disrepute in the local context after the Estrada administration tried--and failed--to revive an ailing economy through profligate spending, resulting in deeper fiscal crisis.

Unlike the late 1990s, however, Santos believed that another round of pump-priming was justified given that state finances were in better shape with the recent passage of the VAT law.

In addition, Santos felt that the government "overdid" its austerity measures, with many agencies failing to spend for even their programmed activities this year.

"Sumombra naman tayo sa tipid (we were saving too much)," he said.

The Neda chief said that government spending next year--with an additional P200 billion allocated for infrastructure--would create a positive "contagion" effect, and prompt more people to spend or invest, rather than just save, their money.

Dangers remain

Many observers, however, remain cautious about the government's plans.

According to University of the Philippine professor Dante Canlas, a sustained recovery depended a lot on the credibility of the Arroyo administration's fiscal program.

Canlas, who served as Neda chief during President Macapagal-Arroyo's first term, said planners must take care not to squander economic gains by neglecting "hidden" expenses like subsidies to bleeding state agencies.

He was also worried that perceived gains on the financial sector would erode the government's desire for fiscal reform.

"There are some disturbing signs," he said. "Some mitigating measures will dissipate the positive factors."

He also pointed out that there remains up to $8 billion worth of stranded costs for National Power Corp., along with other state subsidies, which might set back the fiscal program further.

The government is hoping that early gains in the financial sector would spill over into the real sector in the form of higher confidence. But failure to address this would likely erase gains in the financial sector and reinforce the weakness in the real sector of the economy, Canlas warned.

"Positive sentiment depends very much on whether we can have sustainability on the fiscal side," he said. "The market is watching."

Without sustained reforms, Santos, Paderanga, and Canlas--current and former Neda chiefs--agree that financial sector gains will remain illusory and elusive for most Filipinos.


OFW Business Success Story: Former nanny strikes gold with retailing business

Former nanny strikes gold with retailing business

2005-12-11 / Taiwan News, Staff Reporter / By Marie Feliciano

Enterprising migrant attributes success to perseverance, trustworthiness and teamwork; faith in God has kept her going, says Bing Go

Filipino entrepreneur Bing Go's spectacular rags to riches story is just as riveting as the dramas that are told in "Magpakailanman"

(Forevermore) and "Maalaala Mo Kaya" (Do You Remember When?) - two of the Philippines' top television series.

Considered a household name among Filipinos in Taiwan, Bing – owner and proprietor of the Bing Go Filipino chain store in the country - says she has not let the success that she enjoys today turn her head.

"I always remind myself of where I came from, of how I started, and of the people who have tirelessly helped me along the way," Bing says.

"This has kept me grounded and humble. There's so much that I should be grateful for - my loving family, my devoted staff, and my very loyal customers. Without them and without the Lord's blessings, I'm nothing."

Born Maria Magdalena Aldaba Go, Bing is a native of Iloilo – a charming Philippine province celebrated for its delectable cuisine and its charming people. (The soft-spoken Ilonggos are known for being "malambing" or carinoso.) Her father hailed from China while her mother was a native of Antique.

Bing is not ashamed of her modest beginnings.

"I am only a high school graduate," she says. Bing attended Iloilo Chinese Commercial High School.

She was employed in an electronics shop when a recruiter offered her the chance to work in Taiwan in the mid-1980s - for a price. Young and fearless, the 23-year-old Ilongga grabbed the opportunity.

"I was a TNT (short for 'tago nang tago' or 'always in hiding'). I was working illegally then," says Bing. "At the time, there were fewer migrants in Taiwan. I worked as a nanny, a caregiver, a factory worker. I tried everything."

As a nanny, she found herself looking after two children. The kids were a godsend to the homesick Ilongga.

"They were my family in Taiwan," she continues. "Napamahal talaga sila sa akin. (They have really endeared themselves to me.) I considered them my own flesh and blood."

Bing eventually moved on to another post, trying her hand at caregiving. Her patient at the time, she says, was an elderly woman who was nearly twice her size.

"It was an exhausting job," says the petite Filipino-Chinese. "My patient then was totally dependent on me since she was already bedridden. I had to carry her up and down the stairs."

Bing however is one person who does not give up easily.

"Physically, I may not be very strong but I was still able to accomplish my tasks," she says. "If you are working as a caregiver, you will eventually develop techniques that will make it easier for both you and your ward to move about. If we're climbing up the stairs, for example, my ward and I had to take it one step at a time. Talagang kailangan ng tiyaga. (You have to have a lot of patience.)"

After working in that caregiving household for several months, Bing decided to move on. She found work at a factory.

"I guess it's fate," she smiles, "because that's where I met the man who eventually became the love of my life - my husband, Awei."

It wasn't however love at first sight for Awei (Chen Wen Hsiung) and Bing. For some reason, the two often found themselves arguing over the most trivial of things. Bing thought Awei was the ultimate "alaskador" (pest) while Awei felt Bing was too stern and tough for his taste.

There was even a time when a very incensed Bing, brandishing an "itak," drove the poor man out of the dorm.

"A friend of mine, also a Filipina, was Awei's girlfriend at the time. I felt I had to put up with him out of 'pakikisama' or out of respect for my friend," she says.

Awei's relationship however did not last long. Eventually, his ex-girlfriend and the other Filipinos employed at the factory decided to return home. Taiwan at the time was granting amnesty to illegal foreign workers who voluntarily turned themselves in. Bing chose to stay.

"I wanted to make a little bit more money," she says. "I had no savings yet."

One day, after work, Bing was surprised when Awei offered her a ride home. They started to talk, and discovered that they actually shared a lot of things in common.

"That marked a new chapter for us. We became very good friends," she says. "After several months, we went to Yangmingshan with some of our pals. Out of the blue, Awei blurted out, 'If I ask you to marry me, will you say 'yes?'"

Shocked, Bing replied, "Ewan!" ("I don't know!")

"But that marriage 'proposal' changed everything," she laughs. "After that Yangmingshan incident, he started courting me. He brought me food

and little gifts. He even introduced me to his parents. The first thing that his mother asked me was, 'When are you two getting married?'"

Bing gave Awei an ultimatum: If he really wanted to marry her, he should follow her to Iloilo.

"I decided to avail myself of the government's amnesty program," she says. "Sure enough, Awei did go to the Philippines and asked me to marry him. Today, we have two beautiful children. They are our pride and joy."

To make ends meet, the couple decided to start their own business. They operated a "mobile" Filipino store - a small van - that sold Philippine-made goods from soap and toothpaste to canned goods and snacks at various Taiwan factories employing Filipinos. On Sundays, they sold their merchandise behind St. Christopher's Church in Taipei.

"But the police eventually got tough on sidewalk vendors, so we decided to bring our little business to Taichung," she says.

Several months later, a shop alongside Zhongshan North Road in Taipei was up for rent. Bing seized the opportunity.

"Naglakas loob na rin kami (we decided to take that chance), and that investment paid off. Our brand became synonymous with Filipino goods," she says. "When a commercial space right next to St. Christopher's Church was up for rent, we moved our store there. It was the best decision we've ever made."

There was no stopping Bing and company after that.

Today, the Bing Go Filipino Store franchise is comprised of 11 outlets selling anything and everything from dried fish (tuyo) and Filipino-style corned beef to bagoong (shrimp paste) and instant mixes such as palabok (noodles topped with rich shrimp sauce) and sinigang (fish or meat soup flavored with tamarind). Bing's stores are packed on Sundays with Filipinos eager for a taste of home.

"We want to give our customers value-for-money deals, so we have kept our prices affordable," she says. "We also make them feel welcomed.

The moment our customers step into one of our stores, they know they are 'home.' There's something comforting about that."

Her entire team also lives by the slogan, "the customer is king," she notes.

"Without our clients, we will all be jobless," says the Ilongga. "Without their support, we will not last this long or grow this big."

The kids that she used to babysit during her TNT days actually visited her at her flagship store in Taipei. The children, now in their teens, were studying in Switzerland at the time.

"They were so happy for me," she says. "They also told me they were so proud of what the Bing Go team has accomplished."

Bing naturally has a soft spot for migrant Filipinos.

"I was a worker just like them; that's how I started," she says. "I know what it's like to be away from your loved ones, to be surrounded by strangers, and to perform menial tasks. I know what it's like to scrimp and save, to make every dollar count."

The Reverend Joy Tajonera, a priest with the Maryknoll Society, is one of Bing's biggest fans.

"She is a very generous person,"says the priest. "Unknown to many, Bing has helped so many migrants and supported several community events. She does not announce those good deeds because she does not want to call attention to herself. Despite her success, she has remained humble."

When she heard that a group of migrant Filipinos was participating in a labor march last year, Bing immediately provided them with sandwiches and other refreshments, he continues.

"No one asked her to do that but she did it anyway," Tajonera says. "If she hears of a migrant who is battling a serious illness or of a worker who has sustained critical injuries at work, she would immediately ask, 'How can we help this person?'"

Bing's generosity and humility have impressed not just her loyal customers, but her employees as well.

The entrepreneur says she values her team because the Bing Go franchise would not have been successful without the support of her devoted employees.

"Our senior managers have been with us for more than 10 years," she says. "I owe them a lot. To them, this is not just an ordinary job; it's a commitment. There's a sense of ownership."

Often, her employees work long hours, Bing adds.

"And they don't complain," she says. "If they think our stores' supplies need to be replenished, they will go to our warehouse and pick up the items that are needed. May initiative sila. (They have initiative.) They know that if our stores are empty, then there's nothing to sell. If there's nothing to sell, then we will have no revenues. They care about this outfit."

Honesty is another trait that she values, she continues. "In this business, trustworthiness and integrity are critical to your operation," says the entrepreneur. "If you don't have that, you have nothing."

Bing's advice to her kababayans? Stay focused and you will achieve your dream.

"I started with nothing," she says. "If I can do it, you can do it too. All that you need is plenty of determination, and faith in God."


Former OFW Invests in 'Rejuvenating' Business


Arab News
The Middle East's Leading English Language Daily

Sunday, 1, January, 2006 (01, Dhul Hijjah, 1426)

Former OFW Invests in 'Rejuvenating' Business
Julie Javellana-Santos, Arab News —

MANILA, 1 January 2006 - Each time came to the Philippines for vacation when he was working in Saudi Arabia, he would try out a different spa in Manila.

He imagined he would one day be running his own, but did not imagine the opportunity would come too soon.

Last August, he sunk most of his savings from abroad into Bay Spa, an intimate little place along Diosdado Macapagal Ave. in Pasay City, which offers to "rejuvenate your body and mind" with therapy and massages and pampering at its best.

Bay Spa offers different kinds of therapeutic massage, body care treatments for the face, hair and feet, and even body bleaching services.

There are six private rooms for massage therapy, three for women and three for men. In addition, there are four rooms built for couples with retractable dividers and separate entrances so they could become private rooms.

Privacy is important so there are no common massage areas.

The air of relaxation is set the moment one steps into the spa and smells the aromatic candles burning. This is further reinforced with the flavored herbal teas one is plied with before the actual treatment.

In the ante-rooms, before the private rooms, are several divans or lazy-boys where some clients opt to be massaged.

Bolos said there are also private rooms with divans where some of his Korean clients prefer to be massaged while getting a foot bath at the same time.

Bolos, known to his friends simply as Mike, had worked in Riyadh as a financial analyst for the GAMA Services Ltd. (a member of the FAL group of companies) for the past 25 years.

"I don't drink and I don't smoke. I don't even patronize night clubs.

This is really my only vice," he said in an interview with Arab News, adding that he would nevertheless pamper himself each time he vacationed in Manila with a visit to different spas.

It was during a vacation last January that he heard that the Bay Spa, which he had been patronizing for the past three years, was being sold.

Having been a regular client, he was interested because its staff was really good.

Unfortunately, the asking price was too steep for him.

But when he again asked in June, he found that the selling price had been slashed by 50 percent. He spoke with the owner and came up with the payment posthaste.

So by August 1, Bay Spa was his. He immediately began renovating the place, which he said was already in a rundown stage.

He gave it a new look, purchased new equipment, new linen, among others.

One of the first things Mike did was give the place a new look, since it had been a spa cum cafe. "Who ever heard of a spa with a cafe?" he said.

Then he made sure the male and female sections were laid out in such a way that male and female clients would never interact. From trying out the different spas in the metropolis, he had witnessed females getting spa treatments, a no-no in his modest establishment.

Bay Spa's service fees are considered "reasonable" and within the country's spa industry-wide range of $25, which is lower than the $48 average in Thailand, $51 in Malaysia and $81 in Singapore, as shown by data from the University of Asia and the Pacific.

According to the UA&P, there are 39 spas in the Philippines, as 250 in Thailand, 198 in Malaysia, and 108 in Singapore.

In a briefing last September on health tourism, UA&P's Winston B. Padojinog said the Philippines can compete with these countries with the low cost as well as its skilled labor force.

Bolos does not dispute that. Business is picking up. He spends most days at the spa, which is in a strategic location, being near the Shoemart Group's soon-to-open Mall of Asia.

He is not content to sit on his laurels though. Although already modestly successful, he is looking for ways to improve his little enterprise.

And to prove that yes, the OFW can invest in a business and succeed.

More Filipinos left for jobs abroad in 2005--labor chief

More Filipinos left for jobs abroad in 2005--labor chief

Jan 05, 2006
Updated 03:05pm (Mla time)
Veronica Uy
INQ7.net

THERE is a "continued high global demand and preference for skilled overseas Filipino workers," Labor Secretary Patricia Sto. Tomas said Thursday.

Sto. Tomas noted that the deployment for Filipino seafarers breached the 300,000 mark for the first time last year.

She said the total global employment contracts processed for Filipino seafarers reached 302,328, or 10,812 higher than the 291,516 contracts processed during the previous year.

Citing records from the Philippine Overseas Employment Administration, Sto. Tomas said the total number of overseas employment contracts processed for OFWs reached 981,337 from January 1 to December 31, 2005, or 39,615 higher than the 941,722 contracts processed in the same period in 2004.

The labor chief said the figures she cited did not include the records from the country's regional and international exit points outside Metro Manila -- Davao, Clark, and Laoag.

“We expect the total global deployment and number of overseas employment contracts for 2005 to increase further as the final data come in," she said. Sto. Tomas said that the number of overseas employment contracts for land-based OFWs reached 679,009 as of December 31, 2005, surpassing by 28,803 the 650,206 processed in the same period in 2004.

"Per our preliminary data, more overseas employment contracts were processed for new hire land-based workers, reaching a global total of 399,696 in 2005, or 8,933 higher the 390,763 processed in 2004," she said. She said contracts processed for rehired

OFWs also grew to 279,313 in 2005, or 19,869 more than the 259,444 previously processed. Sto. Tomas said this increase was achieved as government tried to curb illegal recruitment and human trafficking, marketing; and campaigned for the welfare and protection of OFWs worldwide.

"Our global welfare thrusts for the OFWs have been strengthened further with the reinvigoration of our more than 30 Philippine Overseas Labor Offices (POLO) in key cities overseas with significant OFW populations, including two new POLOs situated in Brussels, Belgium, the seat of the European economy, and in Jordan, which complement other POLOs in the Middle East," Sto. Tomas noted.